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Personal loan

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Financial aid for independence

Your happiness will no longer be hampered by financial difficulties, because Urmodi Sahakari Pat Sanstha Limited, is offering you a personal loan facility. Be it a trip abroad, educational expenses, medical emergencies or holiday shopping—we provide instant loans at low interest rates for your every personal need. And yes, we approve the loan instantly, keeping in mind your needs.
For personal loans and more information, visit the nearest Urmodi Sahakari Pat Sanstha Limited, branch.

Features

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Immediate approval

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Minimum documents

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No security for gold

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Attractive interest rate

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Attractive repayment period

Who can apply?

  • Age: The applicant's age should be a minimum of 22 years and a maximum of 55 years at the time of applying for the loan.
  • Citizenship: The applicant should be a citizen of the state of Maharashtra.
  • Employment: Applicants should be full-time employees of Central Government, PSU, MNC, Listed, Unlisted Public Limited, Private Limited, LLP, or Inter-Proprietary Companies.
  • Work experience: Applicants should have at least 1 year of work experience and at least 3 months of stable employment in their current job.
  • Monthly income: The applicant's monthly net salary should be at least ₹30,000.

Documents required for taking out a loan

Financial documents

Financial documents

Bank statement for the last 3 months

KYC documents

KYC documents

PAN Card / Aadhar Card / Driving License / Voter ID Card / Passport

Current address certificate

Current address certificate

Current address certificate

Income document

Income document

Salary slips for the last 3 months

Employment Certificate

Employment Certificate

Verification of official email ID / Employee ID card (in case verification of official email ID is not possible)

Frequently Asked Questions

To check your eligibility for a personal loan, you just need to visit the Urmodi Sahakari Patsantha website and click on the 'Eligibility and Documents' tab. Here you will find all the eligibility conditions listed.

All applicants must meet the following conditions:

  • Citizenship: Must be an Indian citizen.
  • Age: Between 22 and 57 years old.
  • Monthly income: Should be at least ₹30,000.
  • Work experience: Must have at least 1 year of experience.
  • Current employment: Must have at least 1 month of stable employment in a recognized company.

Applicants should submit the following documents:

  • KYC documents: PAN card, Aadhar card, driving license, voter ID card or passport.
  • Income document:Latest pay slips.
  • Financial documents: Bank statements for the last 3 months.
  • Employment Certificate: Confirmation of official email ID or employee ID card (if confirmation of official email ID is not possible).

You can see the full list of required documents on the 'Eligibility and Documents' page.

No, you will not be able to get a loan without submitting salary slips. You are required to submit recent salary slips as part of the loan application process.

You will need to submit the following documents as income proof:

  • Latest pay slips.
  • Bank statement: Bank statements showing salary deposits for the last 3 months, in original PDF, should not be older than 15 days.

Note: The list of documents given above is indicative, and you may be required to submit more documents depending on specific requirements.