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Gold mortgage loans

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Fast gold loan

It is very difficult to raise money at the right time in financial difficulties. At such times, your gold will come to your aid. With the Urmodi Cooperative Credit Society Limited, Gold Mortgage Loan Scheme, you can get money in less time and with less documents. Taking a loan by pledging gold is easy, convenient and the interest rate is also very low.
For more information about gold mortgage loan and related matters, visit the nearest Urmodi Cooperative Credit Society Limited, branch.

Purpose: To meet urgent financial needs such as medical expenses, education, marriage, repayment of external loans, home renovation.

Features

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Attractive Interest Rates

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Flexible Repayment Options

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Quick Process

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Special Services

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Reliability

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Easy Documentation

Who can apply?

  • For any account holder, gold jewelry is accepted as security.
  • The person concerned should be a salaried employee, businessman, farmer or self-employed professional.
  • The borrower's age should be minimum 18 years and maximum 70 years.
  • The gold held as security must be 18 to 22 carats pure.

Documents required for taking out a loan

Duly Filled Loan Form

Duly Filled Loan Form

The loan application form must be filled out completely and accurately.

Gold Valuation Report

Gold Valuation Report

It is necessary to submit a gold valuation report from a bank-approved gold valuer for the assessment of gold jewelry.

Income Tax Return

Income Tax Return

Income tax return documents for business owners or salaried individuals.

Current Payslip

Current Payslip

Certificate of the latest payslip for salaried individuals.

Borrower's Photo

Borrower's Photo

Borrower's Recent Photo.

Ration Card

Ration Card

Borrower's Ration Card.

Aadhaar Card

Aadhaar Card

Borrower's Aadhaar Card.

Membership Information

Membership Information

Nominal membership is required for loans up to 1 lakh rupees, and regular membership is required for loans exceeding 1 lakh rupees.