Making Your Dream Home a Reality is Now Possible. To make your hard work worthwhile and build your own home, you need the necessary financial assistance. Urmodi Sahkari Patsanstha Maryadit is here to support you. Offering home loans at low interest rates, we are by your side to help you achieve your dream of owning a home.
For more information about various home loan schemes and to fulfill your dream of owning a home, visit the nearest branch of Urmodi Sahkari Patsanstha Maryadit.
Home mortgage loan
Low interest rates
Flexible repayment plan
Long term repayment
Higher loan amount
Security of Salvation
Proof of Property Ownership or 7/12 Extract
Any one of the following: Aadhaar Card, PAN Card, Driving License, Voter ID Card.
Bank Account Statement for the last 6 months.
Status of repayment of any previous home loan.
Gas bills, electricity bills, or rental agreement.
Property Valuation Document.
A home loan against property is a loan taken by pledging the ownership of your house. In this loan, the property is used as collateral.
You can receive a loan based on the market value of your property. Generally, a loan of up to 70% to 80% of the property's value can be obtained.
You can receive a loan based on the market value of your property. Generally, a loan of up to 70% to 80% of the property's value can be obtained.
After completing all the necessary documents and the evaluation process, the loan amount is made available within 7 to 10 working days.
Yes, you can continue to live in or use the house pledged as collateral.
The interest rates for a home loan against property depend on the value of the collateral, and they are generally kept relatively low.