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Monthly Deposit Scheme

Fixed income per month

Monthly Income Deposit Scheme is a convenient and profitable scheme for monthly deposits. You can work towards your financial goals by depositing a fixed amount every month. In this scheme, you get the benefit of regular interest.

This plan is a great way to achieve financial stability and regular returns. Monthly Income Deposit Plan encourages you to save regularly for your future financial needs.

Monthly Deposit Scheme

One-time deposit For 12 months For 24 months For 24 months For 48 months For 60 months
Interest rate
7.00%		 Interest rate
8.00%		 Interest rate
8.50%		 Interest rate
9.00%		 Interest rate
9.25%
50,000 292 333 354 375 385
1,00,000 583 667 708 750 771
2,00,000 1,167 1,333 1,417 1,500 1,542
5,00,000 2,917 3,333 3,542 3,750 3,854
10,00,000 5,833 6,667 7,083 7,500 17,708

Terms and Conditions

  • In the Monthly Income Deposit Scheme, a minimum of Rs. 50,000 and a fixed deposit in multiples of Rs. 1,000 can be deposited. The first monthly interest will be paid after 30 days.
  • If the monthly income deposit is invested for 24 months, the amount cannot be withdrawn for the next 12 months. If the amount is withdrawn prematurely, i.e. between 13 and 18 months, then only 4.95% annual interest will be earned on it. Similarly, if the amount is withdrawn after 19 months, then only 5% annual interest will be earned on it.
  • If the monthly income deposit is invested for 36 months, the amount cannot be withdrawn before 18 months. If the amount is withdrawn prematurely, i.e. between 19 and 30 months, then only 4.95% annual interest will be earned on it. Similarly, if the amount is withdrawn after 31 months, then only 5% annual interest will be earned on it.
  • If the monthly income deposit is invested for 60 months, the amount cannot be withdrawn before 30 months. If the amount is withdrawn prematurely, i.e. between 31 and 48 months, then only 5% annual interest will be earned on it. Similarly, if the amount is withdrawn after 49 months, then only 5.5% annual interest will be earned on it.
  • All interest paid will be deducted from the principal amount.
If you have any questions or concerns, please contact us on the details below.
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